Office Hours     (315) 782-6476      (315) 782-6930      605 Coffeen Street Carbone Bros. Plaza Watertown, NY 13601     Routing #: 221375200

about us united neighbors fcu

A little bit about Us

Hometown banking at its best

Our History

The credit union was issued Charter No. 9478 on April 30, 1954 by the Bureau of Federal Credit Unions to form the credit union named St. Regis Deferiet Division Employees Federal Credit Union to service the financial needs of “employees of the St. Regis Paper Company who work in Deferiet, New York; employees of the credit union, members of their immediate families; and organizations of such persons.” At the end of the first year of business, the credit union had assets of $20,315.63; the credit committee had granted 115 loans totaling $17,564.25 and had 396 members.

Sponsorship of the credit union began with St. Regis Paper and was continued throughout the years by each successive owner of the mill including Champion International, Deferiet Paper and Newstech.

Over the years membership in the credit union has continued to grow. Always planning for the future growth of the credit union, the Board of Directors and management of the credit union recognized the need to expand the membership beyond employees of the paper mill and in August 2000 the credit union was granted permission by the National Credit Union Administration to expand membership from a single occupational common bond to a multiple common bond credit union thus allowing small “seg” groups to enjoy the benefits of credit union membership. The greatest change in our membership came in 2002 when the credit union was granted permission to open membership to “persons who live, work, worship or attend school in, and businesses and other legal entities located in Jefferson County, New York,” a community which meets the underserved area definition of the Federal Credit Union Act.

First located onsite at the mill, the office was moved to 43 Anderson Avenue in 1967 and then to 72 Riverside Drive in the completely remodeled “union hall” in March 2003.

In March 2004 Teleco FCU in Watertown merged with St. Regis Deferiet Division Employees FCU to become the new St. Regis/Telco FCU; on January 1, 2007 our name was changed to United Neighbors Federal Credit Union to better reflect our diverse field of membership.

With assets in excess of $5 million, $3 million in loans and more than 1250 members the credit has expanded the products and services it offers to include Term Share Certificates, Draft Checking Accounts, Debit Cards and a wide variety of loans-all with the financial needs of the membership in mind.


Leslie Bush Manager / CEO
Jess Roach Senior Loan Officer
Tricia Barajas Member Service Representative

Board of Directors

Corey Decillis President
Cynthia Stage Vice President
Jeffrey Rutigliano Treasurer
Bonnie Proven Secretary
Terry Williams -
Rick Buckingham -
Matthew Marino -
Open Seat (Please call 315-782-6476 if you are interested)

Supervisory Committee

James O'Brien Chairperson
Wilfred Lewis -
William Spaulding -